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Protect your business with customized coverage from basic general liability to full BOPs with property, professional liability, workers comp and more.

Workers compensation is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness.


It also covers services needed to help an employee recover and return to work.


Workers compensation insurance covers workers:

  • Injured on the job

  • Hurt on the workplace premises or elsewhere

  • Hurt in auto accidents while on business.

  • Work-related illnesses.

But you can also have benefits like:

  • Assist injured workers in obtaining necessary medications for work-related injuries without out-of-pocket expenses

  • Deliver top claims services with consistently superior outcomes

  • Provide quality, affordable treatment for injured workers from better networks of local medical providers

You should consider general liability insurance coverage if you or your employees:

  • Interact with clients face to face – If you visit a client’s place of work, or clients visit yours.

  • Have access to a client’s equipment –  For example, IT professionals should be covered against potential claims with IT business liability insurance.

  • Represent your client’s business.

  • Use third-party locations for any business related activities – For example, architects should make sure that they’re covered with architects business liability insurance.

  • Are required to have general liability insurance before entering into a contract.

Business Owners Package (BOP)

A Business Owner's Policy (BOP) is an affordable insurance package for small businesses that bundles General Liability Insurance and Commercial Property Insurance.


Basically, BOP Insurance protects your business by covering some of the most common risks it faces, including: 

  • Lawsuits over customer injuries or property damage.

  • Lawsuits over defamation, copyright infringement, slander, and other advertising injuries.

  • Damage to your equipment, furniture, and other business property.

Depending upon the specific needs of your business, you can customize your BOP policy by choosing options such as:

  • Office insurance for fire and business interruption.

  • Electronic data loss insurance.

  • Hired or non-owned vehicle liability insurance.

  • Commercial Crime insurance to cover the dishonesty of your employees.

Commercial policies depend on your companies needs, reach out and we can put together a quote from all the top carriers.

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