Life insurance is an agreement between an insurance company and yourself in which you agree to pay a premium in return for the insurance company’s commitment to pay a set amount of money to a person(s) of your choice if something happens to you.

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While life insurance isn't always a fun topic of conversation, it's incredibly important and can help provide peace of mind knowing that your loved ones will be taken care of.
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Life insurance proceeds can:

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• Pay for funeral costs

• Help pay the bills and meet ongoing living expenses for your spouse and family

• Pay off outstanding debt, including credit cards and the mortgage

• Continue a family business

• Finance future needs like your children’s education

• Protect a spouse’s retirement plans

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There are many different types of life insurance, and the kind of coverage you need is dependent on your unique circumstances and financial goals.